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General contract documents:
We include our contract documents on this site for your convenience. Since you must choose your own certificate and riders through the site, we can take no responsibility if you choose incorrectly. Please consult your outline of coverage or check with your group benefits manager if you are not sure which document describes your coverage.
If you obtain a document through the site, it does not constitute a contract or a guarantee of benefits. The entire contract sent to you by Blue Cross and Blue Shield of Vermont or TVHP, including your outline of coverage and all of the documents listed therein governs your coverage.