At Blue Cross and Blue Shield of Vermont, we closely guard all of the personal information we collect about our members. State and federal laws require that we tell you how we protect private information. This particular article deals with how we treat "financial information." As you might guess, we do not maintain a lot of financial information about our members, but the fact that you are a member of one of our plans, is, in itself, considered "financial information."
We collect nonpublic personal financial information about you from:
Except as explained below, the only people who see your nonpublic personal financial information are BCBSVT employees who need to use the information to provide you with coverage. We maintain physical, electronic, and procedural safeguards that meet the applicable legal requirements to make sure no one else has access to your nonpublic personal financial information. We keep this information private even after your coverage ends.
We may disclose nonpublic personal financial information about you to our "affiliates." Our affiliates include financial service providers such as other insurers and non-financial companies such as third party administrators.
In addition, the law allows us to disclose your nonpublic personal financial information in certain circumstances without providing notice to you and without your authorization. We reserve the right to make those legally permitted disclosures, which may include (but are not limited to) disclosure of your nonpublic personal financial information to our affiliates and other parties in order to process claims, coordinate benefits and accomplish other tasks related to providing you with our services.
No other disclosures to non-affiliated third parties:
We otherwise will not disclose nonpublic personal financial information about our customers or former customers to nonaffiliated third parties except as permitted or required by law.
Please share this important information with other members of your household who have coverage under your contract.