When to Enroll
Small businesses may enroll at any time. You do not have to wait for your annual renewal date to enroll in a 2014 Qualified Health Plan. If you want to enroll early, please call us at (800) 255-4550. Otherwise, you will receive a renewal notice prior to your renewal date explaining the new enrollment and product options.
Transitioning from Extended 2013 Coverage to a QHP for April 1, 2014
If your renewal date has passed and you opted to extend your 2013 health plan for up to three months until March 31, 2014, or your renewal month is April 1, you should notify us of your QHP selection(s) immediately. Requests received after Monday, February 17, 2014 will be processed as quickly as possible. However, due to a large volume of transactions we are unable to guarantee that coverage will be in effect and member ID cards issued prior to April 1.
How to Enroll
1. Compare our Qualified Health Plans (QHP), compare now.
2. Select the QHP(s) that best meets yours and your employees' health care and budget need. Please note, the number of plans you may offer is determined by the number of employees you have enrolled in your health care offering.
Number of Employees Enrolled
|Maximum Number of Plans You May Offer|
|1 enrolled employee||1 plan|
|2 -24 enrolled employees||2 plans|
|25 - 50 enrolled employees||3 plans|
3. Enroll your business
If you're already a valued customer, you have two enrollment options:
Option 2: Enroll over the phone, call (800) 255-4550 Monday - Friday, 8 a.m. to 6 p.m.
If you're new to BCBSVT, to enroll in a QHP directly please complete the following:
Return completed forms:
Mail to: Sales & Retention Department
Blue Cross and Blue Shield of Vermont
P.O. Box 186
Montpelier, VT 05601-0186
Email to: firstname.lastname@example.org
Fax to: (802) 371-3490
4. Distribute a Summary of Benefits and Coverage (SBC) to employees for the plan that they enrolled in. Federal law requires employers provide their employees with a Summary of Benefits and Coverage (SBC) at certain times.
5. Pay your premium to BCBSVT by the due date specified on your invoice.
Note: You may have a new bill to account (BTA) number for your Qualified Health Plan. Please write this on your check.
Need Help or Have Questions?
We're here to help! Call us at (800) 255-4550 Monday - Friday between 8 a.m. - 6 p.m.
Help Paying for Coverage
You may qualify for a small business tax credit if you have up to 25 full-time employees, pay average annual wages below $50k and provide health insurance. For more information on the small business tax credit go to http://www.irs.gov/uac/Small-Business-Health-Care-Tax-Credit-for-Small-Employers.
Employees are not eligible for tax credits or subsidies if they are receiving affordable coverage through an employer-offered health care plan. To learn more about affordable coverage, employees can go to healthconnect.vermont.gov.