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Important Documents You May Need to Provide for Non-group Coverage
Proof of Prior Coverage | | | | | | | • | If you are currently covered or have had less than a 63-day break in coverage prior to your effective date under your Non-group policy, then you may be eligible to have all or part of the 12-month waiting period waived.
| | | • | Please submit proof of prior coverage from your previous insurer. This information must include the original date your prior coverage became effective and the date it was terminated (or will be terminated).
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Crediting Prior Coverage Deductibles | | | | | | | • | If you are currently covered or have had less than a 63-day break in coverage prior to your effective date under your Non-group policy, then you can submit a request to have BCBSVT credit monies applied to deductibles on your prior coverage to your new Non-group policy’s deductible. | | | • | Any requests must be received within 90 days of your Non-group policy effective date to be considered. | | | • | Please provide a letter from your prior insurance carrier that lists the total deductible met for the calendar year in which you are applying broken down by medical versus prescription.
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Power of Attorney (or other legal authority to secure health coverage) for a relative or other third party. | | | | | | | • | If you are obtaining Non-group insurance coverage on behalf of another individual, please submit the Power of Attorney or other documented legal authority to act on behalf of the applicant. |
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