Eligibility Questionnaire for Vermont Medigap Blue
Ask yourself the following questions to determine if Vermont Medigap Blue is right for you:
Do I qualify for Medicare Part A?
Contact Medicare for details at:
(800) 633-4227 / TTY: (877) 486-2048
Should I sign up for Part B now?
Sign up when you are eligible to ensure that you have coverage and avoid extra costs. If you wait, you will pay 10 percent more for each year that you qualified and didn't enroll. There are few exceptions (for example, if you recently has group health insurance through a current or former employer).
Do I want to pay the health care costs that Medicare doesn't cover?
In 2014, you will pay:
- Part A deductible ($1,216 per hospital visit)
- Part B deductible ($147 per year before coverage begins)
- Part B premium ($104.90 per month)
- 20 percent of the amount of the Medicare-allowed amount
- 100 percent of the cost for services not covered by Medicare
When am I eligible to enroll in Vermont Medigap Blue?
You may apply for Vermont Medigap Blue coverage during your initial Medicare open enrollment period (or as otherwise required by law). The open enrollment period is the six-month period that begins on the first day of the month that you are 65 years of age or older, you are about to retire or have lost coverage. Please note to be eligible for Vermont Medigap Blue, you must be enrolled under both Parts A and B of Medicare.;
If you are eligible for Medicare because of a disability, you may only enroll in Vermont Medigap Blue during the six months following the date you become eligible for Medicare. Your coverage takes effect on the first day of the month after we receive your application.
Do I want prescription coverage?
Medicare Parts A and B do not pay for prescription drugs. Add Medicare Part D coverage through Blue MedicareRxSM (PDP), which we offer through a contract with the Federal Government. For more information or to enroll, visit www.rxmedicareplans.com.
Do I need coverage for traveling abroad?
Think about purchasing Vermont Medigap Blue plans C, D, F or N, which include foreign travel emergency benefits.
Vermont Medigap Blue Policy Documents
Apply for Coverage