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Manage Your Out-of-Pocket Costs

Know your prescription drug coverage.

Hint: Your Outline of Coverage lists YOUR specific prescription drug information. 

ALWAYS use a network pharmacy.

Manage out-of-pocket costs using the chart below.

 

your Rx Plan cost-saving strategy
Three-Tier Prescription Drug Program

Tier 1 - Generic Drugs - LOWEST cost-sharing

Tier 2 - Preferred Brand-Name Drugs - MIDDLE cost-sharing

Tier 3 - Brand Name Drugs NOT on our Preferred Brand-Name Drug List or, brand name drugs WITH a generic alternative - HIGHEST cost-sharing

HSA-Compatible Health Plans
  • Use the "Price a Drug" tool in the secure Pharmacy Resource Center for estimated cost.
  • Use generic drugs whenever possible.
  • Shop local pharmacies.
Note: HSA members pay full discounted price for prescription drugs UNTIL the plan deductible is met.
Prescription Drug Benefits Program
  • Use generic drugs whenever possible, for the LOWEST co-pay.
  • Use the "Price a Drug" tool in the secure Pharmacy Resource Center for estimated cost.
  • Shop local pharmacies.