Associated Industries of Vermont Insurance Services (AIVIS)

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 is the only state-wide association dedicated to manufacturers and their supporting businesses and organizations. Founded in 1920, AIVIS has consistently stood at the forefront of the evolving issues of Vermont's manufacturing and other business sectors.   AIVIS membership runs the full range of the manufacturing, technology, and natural resource sectors with companies of every size and from every part of the state.  Contractors, staffing agencies, banks, engineering firms, insurance companies, law firms, retailers, and many other businesses and organizations are also members of AIVIS.   Dues start at $100 per year.

 

 

2013 AIVIS Brochure

 
View the 2013 AIVIS Brochure

 

2013 AIVIS Enrollment Agreement

View the 2013 AIVIS Enrollment Agreement

 

SBC Instructions for Small Group Employers 11-26-12

View the SBC Instructions

 

Summaries of Benefits and Coverage

The Vermont Freedom Plan (PPO)

with vision exam

• $500/$1000 deductible; 20% co-insurance; $1,500/$3,000 out-of-pocket limit
• $750/$1500 deductible; 20% co-insurance; $3,700/$7,500 out-of-pocket limit
• $1500/$3,000 deductible; 20% co-insurance; $7,500/$15,000 out-of-pocket limit

with vision exam and materials

• $500/$1000 deductible; 20% co-insurance; $1,500/$3,000 out-of-pocket limit/vision materials
  
• $750/$1500 deductible; 20% co-insurance; $3,700/$7,500 out-of-pocket limit/vision materials
  
• $1500/$3,000 deductible; 20% co-insurance; $7,500/$15,000 out-of-pocket limit/vision materials

 

The Vermont Health Partnership (POS)

with vision exam

• Point of service plan, $0 inpatient, $0 outpatient

with vision exam and materials

•  Point of service plan, $0 inpatient, $0 outpatient/vision materials
  

Plan J

with vision exam

• Indemnity/ Comprehensive, $0 inpatient, $0 outpatient

with vision exam and materials

• Indemnity/ Comprehensive, $0 inpatient, $0 outpatient/vision materials
  

Blue Care HMO

with vision exam

• $500/$200 inpatient/outpatient co-payment, limit of two co-payments per family per year
• $1,000 combined inpatient/outpatient deductible, deductible is per person or limited to two per family per year

 

with vision exam and materials

• $500/$200 inpatient/outpatient co-payment, limit of two co-payments per family per year/vision materials
• $1,000 combined inpatient/outpatient deductible, deductible is per person or limited to two per family per year/vision materials

CDHP Blue: Consumer-Directed Health Plan with Wellness Drug

with vision exam

• $2,250/$4,500 individual/family deductible per year, 20% coinsurance, aggregate, $3,250/$6,500 out-of-pocket limit
• $2,250/$4,500 individual/family deductible per year, 0% coinsurance, aggregate, $2,250/$4,500 out-of-pocket limit

with vision exam and materials

• $2,250/$4,500 individual/family deductible per year, 20% coinsurance, aggregate, $3,250/$6,500 out-of-pocket limit/vision materials
• $2,250/$4,500 individual/family deductible per year, 0% coinsurance, aggregate, $2,250/$4,500 out-of-pocket limit/vision materials

CDHP BlueCare:Consumer-Directed Health Plan with Wellness Drug

with vision exam

• $2,000/$4,000 individual/family, aggregate, deductible per year, 0% coinsurance
• $2,500/$5,000 individual/family, aggregate, deductible per year, 0% coinsurance
• $5,000/$10,000 individual/family, stacked, deductible per year, 0% coinsurance
• $2,500/$5,000 individual/family, aggregate, deductible per year, 20% coinsurance, $5,950/$11,900 out-of-pocket limit

 

with vision exam and materials

• $2,000/$4,000, individual/family, aggregate, deductible per year, 0% co-insurance/vision materials
• $2,500/$5,000, individual/family, aggregate, deductible per year, 0% co-insurance/vision materials
  
• $5,000/$10,000 individual/family, stacked, deductible per year, 0% co-insurance/vision materials
• $2,500/$5,000 individual/family, aggregate, deductible per year, 20% coinsurance, $5,950/$11,900 out-of-pocket limit/vision materials

CDHP Blue Care AccessSM: Consumer-Directed Health Plan

with vision exam

• $3,000/$6,000 individual/family deductible per year, 80% coinsurance, $4,000/$8,000 out-of-pocket limit, stacked

with vision exam and materials

• $3,000/$6,000 individual/family deductible per year, 80% coinsurance, $4,000/$8,000 out-of-pocket limit, stacked/vision materials

  

Contact: 

Associated Industries of Vermont Insurance Services
PO Box 630
Montpelier, VT 05601-0630
Phone: (802) 223-3441
Email: info@aivt.org 
Website: www.aivt.org   

 

 

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