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Membership At A Glance

Type of Event Deadline for Receipt Change Effective Date
New Hire/Rehire * No later than 60 days from date of eligibility. First of the month following date of receipt, but not prior to completion of probationary period.
Marriage/Civil Union * Within 31 days following marriage or civil union. First of the month following marriage or civil union.
32 - 60 days following marriage or civil union. First of the month following receipt.
Birth * Within 31 days following birth. Date of birth for child and 32nd day after the birth for the membership type change.
32 - 60 days following birth. First of the month following receipt.
Adoption * Within 31 days following adoption (or placement for adoption) Date of adoption (or placement for adoption)
32 - 60 days following adoption (or placement for adoption) First of the month after we receive the request.
Death  Within 6 months of the date of death.  First of the month following death.
Divorce  Within 60 days of divorce.  First of the month following divorce.
Qualifying Loss of Coverage *  Within 31 days after notification of loss of coverage.  Retroactive to date of coverage loss.
Voluntary Cancellation Must submit Group Enrollment Form with employee signature.  First of the month following receipt.
Left Employment  Submit Group Membership Update Form indicating key word as "LE" First of the month following receipt.
COBRA Eligibility  Remove subscriber immediately.  If subscriber accepts COBRA within 60 days, he or she can be retroactively reinstated.  Not Applicable.
Medicare Supplemental Coverage  Within 90 days of the date of Medicare coverage. Date of Medicare entitlement.  If received prior to Medicare effective date, coverage will be effective to coincide with Medicare.
Addition of Employee who refused initial enrollment Prior to the Anniversary or Open Enrollment month. First of the Anniversary or Open Enrollment month.
During the Anniversary or Open Enrollment month. First of the month following receipt.

 

* Requests not received as indicated above can be processed on your anniversary or open enrollment.


  • All Group Enrollment Forms must be signed and dated by the subscriber.
  • All Membership Update forms must be signed and dated by the appropriate group representative.
  • Some small groups do not have open enrollments because of state laws forbidding them. Members of these groups may add eligible members at any time.
  • For the complete Group Benefits Manager Manual, visit our website at www.bcbsvt.com/employer