Eligible dependents of employees include:
subscriber’s spouse or partner to a civil union
domestic partner of a subscriber, provided that the employer elected domestic partnership coverage as part of its group plan (more information on domestic partnerships)
natural or adopted children of the subscriber and the natural or adopted children of his or her spouse, partner to a civil union, or eligible domestic partner, provided the children are under the age of 19 and unmarried
qualified over-age dependents (full-time students and incapacitated children)
in certain cases, a child for whom the subscriber, spouse, party to a civil union or eligible domestic partner has assumed legal guardianship, and
Ineligible dependents of employees include:
dependents who lose coverage, but decide to continue coverage under federal or state continuation of benefits provisions (these dependents get their own coverage)
subscribers’ parents or any other relatives besides spouses, parties to civil unions, dependent children or step-children described above
dependent children who marry, regardless of age, and
dependent children over the age of 19 who do not meet guidelines for “over-age dependents”