Manage your Out-of-Pocket Costs:

Start by locating your prescription drug coverage.

Hint: Your Outline of Coverage lists YOUR specific prescription drug information.

your Rx Plan	cost-saving strategy
Three-Tier Prescription Drug Program	Tier 1 - Generic Drugs - LOWEST cost-sharing Tier 2 - Preferred Brand-Name Drugs - MIDDLE cost-sharing Tier 3 - Brand Name Drugs NOT on our Preferred Brand-Name Drug List or, brand name drugs WITH a generic alternative - HIGHEST cost-sharing
HSA-Compatible Health Plans	Use the "Drug Pricing Lookup" tool in the secure RESTAT Member REPortal for estimated cost. Use generic drugs whenever possible. Shop local pharmacies. Note: HSA members pay full discounted price for prescription drugs UNTIL the plan deductible is met.
Prescription Drug Benefits Program	Use generic drugs whenever possible, for the LOWEST co-pay. Use the "Drug Pricing Lookup" tool in the secure RESTAT Member REPortal for estimated cost. Shop local pharmacies.

your Rx Plan

cost-saving strategy

Three-Tier Prescription Drug Program

Tier 1 - Generic Drugs - LOWEST cost-sharing

Tier 2 - Preferred Brand-Name Drugs - MIDDLE cost-sharing

Tier 3 - Brand Name Drugs NOT on our Preferred Brand-Name Drug List or, brand name drugs WITH a generic alternative - HIGHEST cost-sharing

HSA-Compatible Health Plans

Use the "Drug Pricing Lookup" tool in the secure RESTAT Member REPortal for estimated cost.
Use generic drugs whenever possible.
Shop local pharmacies.

Note: HSA members pay full discounted price for prescription drugs UNTIL the plan deductible is met.

Prescription Drug Benefits Program

Use generic drugs whenever possible, for the LOWEST co-pay.
Use the "Drug Pricing Lookup" tool in the secure RESTAT Member REPortal for estimated cost.
Shop local pharmacies.

Program	Description	Reference
Prior Approval	We require your provider to request Prior Approval for certain medications.	Prior Approval List
Quantity Limits	Your provider may need to provide documentation if a prescription amount exceeds our criteria.	Quantity Limits List
Step Therapy	Providers should always try less expensive drugs before using the newest, most expensive drugs.	Step Therapy List